Transition to Retirement 

You have spent your life planning for the future. Now, it’s time to enjoy it.

The choices you face in planning for your retirement are complex and can, at times, be confusing. For most people, the major concern is simple: how can I make my money last, while enjoying the lifestyle I desire? With the average retirement period being 30 years, it’s a good question to ask.

It’s now time to think about how you can maximise your retirement savings, in particular, your superannuation accumulation. You have been building your superannuation for a long time, so you need to be sure you’re getting the most from your fund. This transition to retirement phase of your life may well be your last chance to boost your retirement saving.

At GPA Matrix, we believe that we can help you make more right financial decisions and our role is to advise you on the necessary steps required to build your retirement savings. Our Strategic Advice (link page) approach ensures that you end up with a tailored financial solution that will prepare you for a ‘worry free’ retirement.

When planning for your transition to retirement we will take into account:

• Your existing income
• Your lifestyle expenditure requirements
• Your existing assets
• Any existing debt
• The age at which you would like to retire
• How much you think you will need in retirement

Another important issue to consider when planning for your transition to retirement includes your Estate Planning.  Will the wealth in your estate go where you want, when you want, in a tax effective manner?

Ongoing Review and Management

We believe that one thing is certain, change. After implementing appropriate strategies, it is most important that you manage your personal cash flow to be prepared for any unexpected expenses or increased living costs. This is where our Cash Flow Monitoring service can help you remain on track and give you peace of mind knowing that you are in control of your finances during your retirement years.